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Members look to Costco for products they can trust, and now they turn to Costco for trusted services as well.
When it comes to identity theft, it pays to be prepared. Worry less about identity theft with help from Complete ID's extensive information monitoring, regular credit report updates, and a multi-layered system of identity restoration services.
Join the thousands of other Costco members
Identity theft happens when criminals access your sensitive personal information to take out loans, open fraudulent accounts, falsify tax returns, purchase properties, or break the law under a false identity.
Though online breaches are a common way for records to be exposed, not all threats to information happen online. Physical documents, institutional records, and lost wallets also can be used to expose sensitive information and commit identity theft.
Total number of known records lost in data breaches in 20186
The moment you sign up we're able to run a comprehensive check on your information to help detect past, current, or incoming threats to your identity.Sign up & check your status
Many free financial services provide complimentary credit monitoring alerts, but most of these free services leave it up to you and fail to detect certain types of identity theft.
Complete ID goes beyond credit monitoring by being proactive in recognizing identity threats and providing restoration services if your identity is stolen.Learn about the Complete ID restoration process
It only takes a few minutes to sign upSign Up Options
Adults may go to great lengths to protect their identity, but don't always consider taking the same measures for their children. With Complete ID, you can help protect the whole family with the optional addition of Child Monitoring Services. Complete ID's child identity monitoring feature can cover up to five minors and scans the dark web for fraudulent names, addresses, and aliases associated with your child's Social Security number.
There's a lot of uncertainty surrounding identity theft, but we want members to be able to leave that stress behind and live with the peace of mind that Complete ID is looking out for you.
Help protect your future, and join the thousands of other Costco members who trust Complete ID to help protect them from identity theft.
Don't let identity theft get in the way of your future.
With Complete ID, you can rest assured that you'll be alerted at the first sign of trouble when there's a threat to your identity.Alert Types:
The importance of identity protection isn't exclusive to any life stage. With Complete ID, you can better embrace your major milestones to the fullest with the knowledge that we have your back.
Identity theft can strike at a young age, in fact, the average victim of child identity theft is around 12 years old.— 2018 Experian
When ID theft leads to unresolved criminal charges on your record, it can prevent you from receiving a driver’s license.
Your application for college funds could be denied if you’re a victim of student loan fraud, and have false loans bringing down your credit score.
For military personnel, a clean record can be essential for their security and their career. But military members are often targets of ID theft, reporting nearly 30,000 cases of imposter scams.— 2017 Federal Trade Commission
Identity theft impacting your reputation could be the roadblock between you and your career goals, especially if you're applying for a job, promotion, or a work certification.
Looking for a new apartment or hoping to purchase your first home? Your dream house might be kept out of reach if you have false loans in your name due to payday loan fraud.
Social media has a wonderful ability to rekindle lost connections with the people who are dear to us, but those connections also can leave us vulnerable to threats.
Medical identity theft interferes with your medical records and insurance which can lead to incorrect treatment or inability to pay hospital bills.
Protecting your nest egg can be difficult when faced with a case of account identity theft. Criminals can drain your funds and set your retirement plans back by years.
"From the time I called to when the case was closed, the Complete ID team was there every step of the way. I recommend it. It is something that is necessary in today's world."
"I found out my identity was stolen when I received an alert from Complete ID stating I had collections from a healthcare provider that I had not used in years. I tried contacting the collection agency but they didn't help. I tried contacting the healthcare provider but they wouldn't help either because I wasn’t an active customer. However, with Complete ID, I was able to get assigned a restoration agent the same day. I provided the information he needed and he took care of everything for me within 30 days. He made the process very easy. I recommend Complete ID to other Costco members."
"I received an alert from Complete ID and I knew I had not initiated anything so I called the restoration team at Complete ID. They took care of everything. They even scheduled a follow-up call to make sure everything was taken care of. I highly recommend Complete ID to other Costco members."
1Child Protection cost is in addition to the monthly price and subject to the same terms & conditions ($2.99 per month for Executive Members or $3.99 per month for Gold Star and Business Members plus applicable sales tax for up to 5 children). Children must be under 18 years old to receive Child Protection.
2Monitoring with Experian begins within 48 hours of enrollment in Complete ID. Monitoring with Equifax and TransUnion takes approximately 4 days to begin. You may cancel your membership in Complete ID any time online or by calling 855-591-0202.
3Vantage Scores are calculated on the VantageScore 3.0 model. Your VantageScore 3.0 indicates your credit risk level and is not used by all lenders; your lender may use a score that’s different from your VantageScore 3.0.
4The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
5$8.99 per month per person for Executive Members or $13.99 per month per person for Gold Star and Business Members, plus sales tax where applicable. Service provided by Experian®.
62018 Identity Theft Resource Center
You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender’s score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can lead to higher interest rates and sometimes credit denial.